Many small businesses (2 to 49 employees as defined by the Affordable Care Act) although not required by law to offer healthcare to their employees, still want to do so. Some may offer health care because they want to take care of their employees, while others may realize the value of it when it comes to recruiting and retaining employees.
Health insurance is still ranked high in importance when it comes to benefits and many job-seekers understand that the most reliable and cost-efficient way to obtain healthcare is through an employer.
Level funded health plans have recently been attracting more attention among smaller employers. Typically, level-funded plans include these 4 components: